Exciting news!! TrueConnect has rebranded to BeneMoney. 
Though the name has changed, rest assured the product remains the same offering no credit check loans to those who need them most.

Why should you offer financial wellness?

When your employees are stressed about money, their focus is not on their work.

BeneMoney's Financial Wellness Program helps your employees get back on track so they can be focused and engaged, helping you create a happier, healthier, and more committed workforce.

Why should you offer financial wellness?

When your employees are stressed about money, their focus is not on their work.

BeneMoney's Financial Wellness Program helps your employees get back on track so they can be focused and engaged, helping you create a happier, healthier, and more committed workforce.

BeneMoney focuses on three core principles:

Support

Offer your employees immediate, real-world financial solutions to address any and all challenges life throws their way.

Educate

Help your employees take control of their financial future, empowering them to make informed, confident decisions that last a lifetime.

Enable

Build employees' confidence, enabling them to take full advantage of all investment and benefits opportunities without the stress.

Did you know...

3 in 4 employers say workers’ financial stress negatively impacts operations.

74% of employees want help with their finances, and 80% say they would stay with an employer who offers financial wellness benefits.

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PNC 2024

Why BeneMoney?

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No Credit Check Required

Unlike traditional lenders, we don't pull a credit report. All of your employees are able to take out a loan as long as they meet the minimum tenure requirements.

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Competitive Interest Rate

Our interest rate is set at 19.99% for every borrower, which is lower than your credit card interest rate. Additionally, the interest rate does not vary as we don't use a credit score to determine an individual's offered interest rate.

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Automatic Payroll Deductions

All loan repayments are made over a one-year pay period and are automatically deducted from your employees' paychecks. Our implementation team makes this easy and carefree for you.

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Financial Education Included

All of your employees have access to free credit counseling whenever they need it. These free sessions are uniquely tailored to your employees' needs depending on what they want advice with.

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Why BeneMoney?

Life is full of unexpected expenses and you can't be handing out personal loans to every employee who asks.

With BeneMoney, your employees get access to safe, simple and affordable financial wellness options that may help them rebuild their credit and get back on track to use more traditional financial wellness solutions in the future.

credit-score
No Credit Check Required

Unlike traditional lenders, we don't pull a credit report. All of your employees are able to take out a loan as long as they meet the minimum tenure requirements.

rate
Competitive Interest Rate

Our interest rate is set at 19.99% for every borrower, which is lower than your credit card interest rate. Additionally, the interest rate does not vary as we don't use a credit score to determine an individual's offered interest rate.

calendar
Automatic Payroll Deductions

All loan repayments are made over a one-year pay period and are automatically deducted from your employees' paychecks. Our implementation team makes this easy and carefree for you.

financial-education
Financial Education Included

All of your employees have access to free credit counseling whenever they need it. These free sessions are uniquely tailored to your employees' needs depending on what they want advice with.

Our Products

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No Credit Check Loan

BeneMoney's No Credit Check Loan is a solution for employees with no credit or poor to average credit to access funds in a secure and affordable way.

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Credit Counseling

All borrowers receive 6 free credit counseling sessions personalized and tailored to the individual.

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BeneMoney Card

(COMING SOON!) With our BeneMoney card, you get even faster access to your funds and the ability to turn a BeneMoney loan into a successful emergency savings account.

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Credit Builder

(COMING SOON!) Consumers can build credit and their savings while paying their bills with a trusted CD-secured installment loan.

FAQs

  • What is BeneMoney?

    BeneMoney helps you build a brighter, financially secure workforce by providing your employees with safe, secure and affordable financial wellness solutions. Our Financial Wellness Platform provides No Credit Check Loans with credit counseling sessions so your employees can get back on track financially and eventually participate in other financial wellness benefits you offer. BeneMoney’s No Credit Check Loans are funded by Sunrise Banks, N.A., a socially responsible community bank and certified B corporation focused on creating financial empowerment for all. 

  • Where is BeneMoney available?

    BeneMoney’s Financial Wellness Platform is available in 47 U.S. states, excluding New Jersey, Kansas and Rhode Island who have state laws prohibiting automatic payroll deductions. 

  • Will BeneMoney check my credit score?

    No. BeneMoney is a No Credit Check Loan program so we do not pull a hard or soft credit report.

  • How long does it take to get a loan?

    Our loan application takes no more than 5 minutes and is fully completed online.

  • How quickly does it take to receive my loan funds?

    Your funds will be deposited in your bank account within 24 hours, or within one business day.

  • How does BeneMoney work?

    BeneMoney’s No Credit Check Loan is a patented small-dollar loan program that allows all employees, once they hit a minimum tenure, to take a loan out without pulling a credit report. All repayments are repaid through automatic payroll deductions over a one-year period with a fixed APR.

  • Does BeneMoney report to all major credit bureaus?

    Yes, BeneMoney reports all automatic repayments to all major credit bureaus. 

  • What does BeneMoney cost?

    BeneMoney is a no cost program to offer, implement and manage. No monthly or yearly fees. No PEPM.

Stay up to date

(TBD BLOG)
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Rising living costs, economic uncertainties, and shifting job markets have underscored the importance of robust financial support systems within...

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Our borrowers say it best

Mandy
Thank you, BeneMoney. It is so easy and quick that all it is just a couple of steps and you find out what you’re approved for. What so nice is that the interest rates are not high and you don’t have to worry about making your payment that it just comes out of your work check. Also customer service is always so nice and friendly and very helpful with any issues you might be having and on top of getting it fixed for you.
Judy
Famaira
BeneMoney has literally been a lifesaver. The application process is quick and easy! No hassle with making your payments and the funds are available in a timely manner!
Famaira
Judy
Thank you BeneMoney! First of all I want to thank my employer for adding this benefit to us. Second, I appreciate becoming a customer of BeneMoney. Easy to apply and very helpful with any questions. I recommend this benefit to everyone!
Judy
Pamela
BeneMoney rocks!! My experience with BeneMoney has been simply amazing! I was introduced to their services through my employer and the service was fast, friendly and professional. I've always had a feeling of being treated like "family". This service also helps to build/establish a credit reporting history which is great since it does not require a credit check! I would recommend BeneMoney to EVERYONE
Judy
Veronica
Very simple and convenient process all the way through.
Veronica
Michael
I love this program. I have been able to utilize it on several occasions and have helped about 5 of my co-workers utilize it as well. They love it too.
Judy
Mandy
Thank you, BeneMoney. It is so easy and quick that all it is just a couple of steps and you find out what you’re approved for. What so nice is that the interest rates are not high and you don’t have to worry about making your payment that it just comes out of your work check. Also customer service is always so nice and friendly and very helpful with any issues you might be having and on top of getting it fixed for you.
Judy
Famaira
BeneMoney has literally been a lifesaver. The application process is quick and easy! No hassle with making your payments and the funds are available in a timely manner!
Famaira

Is BeneMoney right for your workforce?

Let's chat.

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